| Structured CD | Indexed Annuity | Indexed Life Insurance | |
| Issued by | Bank | Insurance Co. | Insurance Co. |
| Principal Guaranteed |  | | |
| FDIC Insured | | No | No |
| Protection from Market Loss | | | |
| Time Horizon | Short-Intermediate | Long term | Lifetime |
| Financial Purpose | Accumulation | Retirement | Wealth Transfer |
| Retirement Income Guarantees | No | | |
| Tax Free Accumulations | No | | |
| Historical Yield Higher than the following: | Bank CDs – Tbills | Commercial Bonds | Commercial Bonds |
| High Risk Adjusted Return | | | |
| Tax Favored Distributions | No | | |
| Account Balloons at Death | No | No | |
| Tax on Death Transfer | No | | No |
| Optional Long Term Care Protection | No | | |
| Product Availability on: | Trading Date | Anytime | Anytime |
| Requirements | None | Suitability Forms | Medical Underwriting |
| Minimum | $25,000 | $10,000 | $100 per Month |
| Flexible Deposits | Single Pay Only | Yes | Yes |
| Survivor Benefits | Limited | Flexible | Endowment |
| Triggers Social Security Tax | Yes | Partial | No |